Lifestyle

Why Doesn’t My Job Offer Health Insurance—and What Can I Do About It? More and more people today work jobs that don’t provide health benefits. Whether you’re a contractor, hourly worker, or part-time employee, your employer might not be required to offer insurance. Unfortunately, that leaves many working-class individuals with few options—or so it seems….

What Are Health-Based Premiums and How Do They Work? Health-based premiums are insurance rates determined by your individual health status and lifestyle, rather than a flat rate assigned to everyone. This type of pricing rewards people who maintain a healthy lifestyle with lower monthly premiums. Insurance providers may consider factors like age, weight, medical history,…